:root {
  --ink: #102326;
  --muted: #607275;
  --paper: #f4f7f5;
  --white: #ffffff;
  --mint: #bdf4cd;
  --mint-deep: #76d798;
  --line: #dbe5df;
  --dark: #102f2c;
  --orange: #ff805d;
  --max: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; color: var(--ink); background: var(--paper); line-height: 1.6; overflow-x:hidden; }
a { color: inherit; text-decoration: none; }
img, svg { max-width: 100%; }
.shell { width: min(calc(100% - 40px), var(--max)); margin: auto; }
.nav { position: sticky; top: 0; z-index: 20; border-bottom: 1px solid rgba(219,229,223,.85); background: rgba(244,247,245,.92); backdrop-filter: blur(16px); }
.nav-inner { height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 11px; font-weight: 800; letter-spacing: -.03em; font-size: 21px; }
.brand-mark { width: 34px; height: 34px; border-radius: 50%; background: var(--dark); color: var(--mint); display: grid; place-items: center; font-size: 13px; letter-spacing: -.08em; }
.links { display: flex; align-items: center; gap: 26px; font-size: 14px; color: #42575a; }
.links a:hover, .links a.active { color: var(--ink); }
.menu { display: none; border: 0; background: transparent; font: inherit; }
.button { display: inline-flex; justify-content: center; align-items: center; min-height: 48px; padding: 0 22px; border-radius: 6px; background: var(--dark); color: white; font-weight: 700; font-size: 14px; border: 1px solid var(--dark); transition: transform .2s, background .2s; }
.button:hover { transform: translateY(-1px); background: #17423d; }
.button.light { background: transparent; color: var(--dark); border-color: #9eb0a9; }
.button.small { min-height: 40px; padding: 0 17px; }
.eyebrow { text-transform: uppercase; letter-spacing: .16em; font-size: 12px; font-weight: 800; color: #457a5a; }
.hero { padding: 92px 0 74px; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: minmax(0,1.05fr) minmax(0,.95fr); gap: 72px; align-items: center; }
.hero-grid > * { min-width:0; }
h1,h2,h3 { line-height: 1.08; letter-spacing: -.045em; margin: 0; }
h1 { font-size: clamp(48px, 6vw, 78px); max-width: 760px; }
h2 { font-size: clamp(34px, 4vw, 52px); }
h3 { font-size: 22px; letter-spacing: -.025em; }
.lead { font-size: 19px; color: var(--muted); max-width: 660px; margin: 24px 0 30px; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; }
.microcopy { margin-top: 24px; color: #6d7b7d; font-size: 13px; }
.card-stage { position: relative; min-height: 480px; border-radius: 28px; background: #d8f4df; overflow: hidden; padding: 54px; display: grid; place-items: center; }
.card-stage:before { content:""; position:absolute; width:320px; height:320px; border:65px solid rgba(255,255,255,.45); border-radius:50%; right:-100px; top:-90px; }
.bank-card { position: relative; z-index: 2; width: min(100%, 430px); aspect-ratio: 1.58; border-radius: 22px; padding: 30px; background: var(--dark); color: white; box-shadow: 0 30px 55px rgba(16,47,44,.24); transform: rotate(-6deg); display: flex; flex-direction: column; justify-content: space-between; }
.card-top { display:flex; justify-content:space-between; font-weight:800; }
.chip { width:45px; height:33px; border-radius:8px; background: linear-gradient(135deg,#f4dd91,#ba9a42); }
.card-num { letter-spacing:.18em; font-size:17px; }
.card-bottom { display:flex; justify-content:space-between; align-items:end; font-size:12px; text-transform:uppercase; letter-spacing:.12em; }
.pulse { position:absolute; left:28px; bottom:30px; background:white; border-radius:10px; padding:14px 16px; z-index:3; box-shadow:0 14px 35px rgba(16,35,38,.1); font-weight:700; font-size:13px; }
.pulse span { color:#3b8756; display:block; font-size:11px; text-transform:uppercase; letter-spacing:.1em; }
.trust { border-top:1px solid var(--line); border-bottom:1px solid var(--line); background:#edf3ef; }
.trust-inner { min-height:92px; display:flex; align-items:center; justify-content:space-between; gap:24px; color:#536669; font-size:14px; }
.trust-points { display:flex; gap:40px; font-weight:700; color:var(--ink); }
.trust-points span:before { content:"✓"; margin-right:9px; color:#398255; }
.section { padding: 104px 0; }
.section.white { background:var(--white); }
.section.dark { background:var(--dark); color:white; }
.section-head { display:flex; justify-content:space-between; align-items:end; gap:40px; margin-bottom:54px; }
.section-head p { max-width:520px; color:var(--muted); margin:0; }
.dark .section-head p { color:#b6cbc6; }
.grid-3 { display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
.feature { background:white; padding:34px; border:1px solid var(--line); min-height:260px; }
.feature .number { width:38px; height:38px; border-radius:50%; background:#e2f8e9; display:grid; place-items:center; font-weight:800; margin-bottom:48px; }
.feature p { color:var(--muted); margin:15px 0 0; }
.flow { display:grid; grid-template-columns:repeat(5,1fr); gap:12px; counter-reset:flow; }
.flow-item { padding:26px 22px; border-top:1px solid #53726c; counter-increment:flow; }
.flow-item:before { content:"0" counter(flow); display:block; color:var(--mint); font-weight:800; margin-bottom:30px; }
.flow-item p { color:#b6cbc6; font-size:14px; }
.split { display:grid; grid-template-columns:1fr 1fr; gap:80px; align-items:center; }
.split p { color:var(--muted); }
.quote-box { background:#dbf5e2; padding:52px; border-radius:20px; }
.quote-box blockquote { margin:0; font-size:27px; line-height:1.35; letter-spacing:-.03em; }
.quote-box cite { display:block; margin-top:24px; font-style:normal; font-size:13px; color:#587263; }
.page-hero { padding:82px 0 70px; border-bottom:1px solid var(--line); }
.page-hero h1 { max-width:920px; font-size:clamp(44px,6vw,72px); }
.page-hero .lead { max-width:760px; }
.facts { display:grid; grid-template-columns:repeat(3,1fr); margin-top:50px; border-top:1px solid var(--line); }
.fact { padding:26px 0; }
.fact b { display:block; font-size:22px; }
.fact span { color:var(--muted); font-size:13px; }
.content { max-width:820px; }
.content h2 { font-size:34px; margin:55px 0 18px; }
.content h3 { margin:35px 0 12px; }
.content p, .content li { color:#4f6265; }
.content ul { padding-left:20px; }
.compliance-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:18px; }
.control { padding:32px; border:1px solid var(--line); background:white; }
.control .tag { color:#3a7a51; font-size:12px; font-weight:800; letter-spacing:.12em; text-transform:uppercase; }
.control p { color:var(--muted); }
.notice { margin-top:30px; padding:22px; background:#eef3ef; border-left:3px solid var(--mint-deep); color:#526466; font-size:14px; }
.contact-grid { display:grid; grid-template-columns:.8fr 1.2fr; gap:80px; }
.contact-form { background:white; border:1px solid var(--line); padding:34px; }
.field { margin-bottom:18px; }
.field label { display:block; font-size:13px; font-weight:700; margin-bottom:7px; }
.field input,.field textarea,.field select { width:100%; padding:14px; border:1px solid #cbd8d1; background:#fbfcfb; font:inherit; border-radius:4px; }
.field textarea { min-height:130px; resize:vertical; }
.form-note { font-size:12px; color:var(--muted); }
.footer { background:#0b2422; color:#d9e7e2; padding:64px 0 30px; }
.footer-grid { display:grid; grid-template-columns:2fr 1fr 1fr; gap:60px; padding-bottom:50px; }
.footer p { color:#9fb5b0; max-width:400px; }
.footer h4 { color:white; margin-top:0; }
.footer a { display:block; color:#b7c9c5; margin:9px 0; font-size:14px; }
.footer-bottom { border-top:1px solid #29433f; padding-top:24px; display:flex; justify-content:space-between; color:#819b96; font-size:12px; }
@media (max-width: 900px) {
  .links { display:none; position:absolute; top:78px; left:0; right:0; background:var(--paper); padding:24px; flex-direction:column; border-bottom:1px solid var(--line); }
  .links.open { display:flex; } .menu { display:block; } .nav .button.small { display:none; }
  .hero-grid,.split,.contact-grid { grid-template-columns:1fr; gap:45px; }
  .grid-3 { grid-template-columns:1fr; } .flow { grid-template-columns:1fr 1fr; }
  .card-stage { min-height:400px; } .section-head { align-items:start; flex-direction:column; }
}
@media (max-width: 600px) {
  .shell { width:min(calc(100% - 28px),var(--max)); } .hero,.page-hero { padding:62px 0 52px; }
  .section { padding:72px 0; } .card-stage { min-height:320px; padding:28px; } .bank-card { padding:22px; width:100%; } .card-num { font-size:13px; letter-spacing:.1em; }
  .trust-inner,.trust-points { align-items:flex-start; flex-direction:column; gap:12px; padding:20px 0; }
  .flow,.compliance-grid,.facts,.footer-grid { grid-template-columns:1fr; } .split { gap:35px; }
  .footer-bottom { flex-direction:column; gap:8px; } .quote-box { padding:30px; }
}